JedidiahzurikUBA Africard Review – The Pros and Cons of UBA Africard in Nigeria
On this page, I will be providing you with the benefits (Pros) and the cons of getting and using the UBA Africard. And for the benefit of our readers that are yet to understand what the UBA Africard is, we would be discussing the following as well;
- What the UBA Africard is all about.
- Difference between the Africard and the VISA Card.
- Types of UBA Africard
- Pros and Cons of the UBA Africard
- How to Activate UBA Africard
In no particular order, I will be discussing the topics that has been outlined above.
About The UBA Africard
First of all, it is important to note that the Africard is a prepaid Debit Card, issued by UBA (United Bank for Africa). Originally, it is the same thing as the UBA VISA Card. However, it is the PREPAID version. And to differentiate it from the regularly used VISA Card, it has been officially referred to as the Africard. The Prepaid version of the UBA VISA Card, which is the UBA Africard, is divided into four categories. And to avoid limiting your transactions, we would recommend that you choose the fourth (4th) type of UBA Africard in Nigeria, when applying;
- UBA Nigeria NGN Local High
- UBA Nigeria NGN Local Low
- UBA Nigeria NGN International Low
- UBA Nigeria NGN International High
In order to completely serve the purpose of this article, we would be talking about the benefits (Pros) that are attached to the UBA Africard, as well as the downside (Cons).
Pros Of The UBA Africard Below, are the Pros of the Africard. They include;
- If you have the UBA Africard, then you can buy anything from any kind of Online Shopping Site in the world, without stress or complications.
- Secondly, you can own a UBA Africard in Nigeria, without having a Bank Account with the United Bank for Africa.
- The Africard is not linked to any of your Account (either in UBA, or any other Bank).
- If you know how to navigate through Paypal, then you can easily use the UBA Africard to verify your Paypal Account, and also unlock core features of the platform.
- The United Bank for Africa (UBA), has announced that the Africard can be used at over thirty million (30, 000, 000) retail outlets in the World.
- It comes with a high level of security, and can be managed easily by the owner.
Now, let us take a look at the Cons that are attached to the UBA Africard. Cons Of The UBA Africard Just like our Elders would say; “Everything that has an advantage, also has a disadvantage”. But in this case, we might have more than just one downside (disadvantage), when it comes to the UBA Africard. The cons that has been attached to this Prepaid VISA Card, has been outlined below. They include;
- The transaction limit for the UBA Africard has been set to $10, 000 a year: this means that if you intend to engage in transactions that would exceed this amount in a year, then this might be a major challenge to you.
As at when this article was published, this was the only disadvantage that was verified. However, if further limitations would be placed on the UBA Africard, then this page would be automatically updated, to keep you informed. And if you are ready to get this debit card, then take note of the UBA Africard Application Requirements that has been provided below. Basic Requirements For Getting The UBA Africard If you would like to get the UBA Africard, then take note of the requirements that has been outlined below;
- A Passport Photograph
- Utility Bill
- Valid means of identification.
- Bank Verification Number (BVN)
You can also reach us via the comment section for additional assistance, on how to successfully apply for this Prepaid Debit Card.
How to Activate UBA Africard
Once you get your card, it time to ACTIVATE it, tell the ATM operator to help you activate, you just peel off the ATM PIN seal.
On the top area, you will get the ATM pin for withdrawal, just change it to activate it.
Then on the below, you will get the internet access pin,
all you need to do is after changing the ATM pin the ATM machine, you will need to create a username and change the pin for the internet access.
Just go to this external link below
https://www.gtpsecurecard.com/GTPCard/login.aspx?ReturnUrl=%2fgtpcard%2fDefault.aspx
Once it opens, you will see a form. enter your card number and the internet access pin,
once entered click the login button, after some seconds, you will be asked to choose a username and password for logging in to online card access,
just follow the instructions on the page and change the login details.
Note:
All transactions on the card will show on your online card account statement and will be communicated to you via SMS alert,
So make sure you fill in your correct email address when filling the application form at the bank.
Should you encounter any difficulties while applying for the UBA Africard, dont hesitate to get to us via the comment section below. However, you can as well message Admin via WhatsApp Here, or Join this whatsapp group here
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OFONIMEH JOHNSON
Mitrobe Staff