Wallet Africa is a fintech company that bills itself as an online payment processor. By this claim, Wallet Africa is a service for creating and managing accounts through which you can send and receive funds across Africa.

In this post, we’ll walk you through a comprehensive review of Wallet Africa as well as guide you through the steps for creating a business or personal account with Wallet Africa.

You’ll also find out whether Wallet Africa is a legit payment processing service or one of the fraudulent companies in the fintech sector.

Steps to Sign up for Wallet Africa

Registering for Wallet Africa is pretty simple, and you can attempt the registration through the company’s dedicated website or its mobile app. You’ll have to follow the same steps to sign up for Wallet Africa using any of these two options.

It’s also worth noting that while signing up for Wallet Africa, you’ll be allowed to create a personal or business account. If you currently run a registered business and would like to link it to Wallet Africa for payment (processing) purposes, endeavor to opt for the business account option.

Here are the steps to sign up for Wallet Africa:

• Click the link here to visit the official website of Wallet Africa
• While on the homepage of Wallet Africa, scroll to the top right side of the page and click the hamburger icon there
• Subsequently, select the Login option from the menu that shows up
• This login option will open up a login page, but you won’t have to attempt any login because you haven’t signed up yet. You’ll instead have to scroll to the top right corner of the page and click the Sign Up button there
• On the sign-up page that appears next, choose the link for your preferred account type. While you can create a personal or business account with Wallet Africa, the business account option is specifically recommended to those with registered businesses. If you wish to create a personal account, you should follow the steps below:
• Click the Wallet for personal use link
• You’ll have to provide your phone number, but before doing that, you may have to change the default country code to your country’s
• After that, proceed to account creation by selecting the Create Your Account button
• You’ll be sent a verification code via SMS
• Also, you’ll be required to provide several personal details including your name, email address, phone number, identity document (such as national ID, driver’s license, etc.), date of birth, gender, state of origin, BVN, and residential address. Ensure you correctly fill in each of these details
• After providing those details, along with your email address, select Next, and then set a secure password for your login purpose
• Now that you’re believed to have completed the account creation, you’re expected to verify the Wallet Africa account using the verification link in your email. Since Wallet Africa must have sent you this link, you should log in to your email account and check your inbox for the link

Steps to Create a Business Account with Wallet Africa

• Follow our earlier Wallet Africa registration steps up to the sign-up page where you can find the Wallet for your business This is the link for creating a business account with Wallet Africa
• After clicking the link, you’ll be provided with a business account creation page. Note that in order to create a business account with Wallet Africa, valid business details must be provided along with your personal details. This is the reason why we mentioned earlier that Wallet Africa’s business account is recommended to people with businesses. Particularly, you may have to upload your business registration document(s)
• Fill all the necessary fields on the business account creation page. For the field tagged referral code, you should input this code “walletdaidai91”
• A verification link will be sent to the email address you provided
• Log in to your email account, check for this verification link in your inbox and use it to verify the business account
• The additional steps involved in this business account creation are creating a password (for logging in), providing your BVN (if required) and uploading your business registration documents

The Mobile App of Wallet Africa

Wallet Africa has an easy-to-download mobile app which works for various device platforms, including iOS and Android. Click the link here to download the iOS version of the app, and the one here to download its Android version.

Wallet Africa’s mobile app is a great and user-friendly alternative to the Wallet Africa website. If you would rather access Wallet Africa via a more intuitive medium, you might want to try out the app. Just like the official website, this app also allows you to sign up for Wallet Africa by following the registration steps we spelt out earlier.

Uses of Wallet Africa

Wallet Africa is useful for a number of purposes, including creation of physical/virtual cards, transferring/receiving funds, bill payment, and airtime purchase.

With the aid of its virtual card, Wallet Africa makes it convenient for users to perform transactions in dollars or their local currency. Interestingly, Wallet Africa lets you create a dollar card at no cost, although you need a minimum deposit of $10 for the funding of this card.

One of the interesting things about Wallet Africa is that it lets you create a virtual account number with which you can perform transactions. With Wallet Africa, you also have the opportunity of using your phone number for performing transactions wherever you are in Africa.

Is Wallet Africa a Legit Fintech Company?

While our honest review of Wallet Africa isn’t intended to promote the payment processing service whatsoever, we must be frank enough to admit that there are hordes of negative user reviews about Wallet Africa.

On Twitter, several people have condemned the fintech company, especially with one of them claiming that Wallet Africa is “one of the greatest scammers in Fintech.”

Another Twitter user claimed that they made a USD deposit with their (Wallet Africa) virtual dollar card and “the money disappeared almost immediately.” This user added that the money was yet to be reversed despite having sent a DM and email to Wallet Africa.

While the two user reviews above represent few of the negative online statements we found about Wallet Africa, our verdict is that Wallet Africa doesn’t seem like one of the trusted players in Africa’s fintech sector. If you’re insistent on signing up for Wallet Africa in spite of this red flag, we advise that you do your own research about the payment processor.

Despite the fact that they’ve been having issues lately, the platform is still Functioning and withdrawal can be made easily by requesting an audience with support. Once this is done, you should be able to make easy withdrawal. In my case, after series of trial, I had to chat with support and thereafter, it was a successful.

FAQs

Does Wallet Africa Have a Mobile App?

Yes, and the interesting part of this is that this app mobile app is a great and user-friendly alternative to the website of Wallet Africa. Wallet Africa’s easy-to-download mobile app works for various device platforms, including iOS and Android.

If you would rather access Wallet Africa via a more intuitive medium, you might want to try out the app. Just like the official website, this app also allows you to sign up for Wallet Africa by following the registration steps we spelt out earlier. Click the link here to download the iOS version of the app, and the one here to download its Android version.

What Can I Use Wallet Africa for?

Wallet Africa is useful for a number of purposes, including creation of physical/virtual cards, transferring/receiving funds, bill payment, and airtime purchase.

One of the interesting things about Wallet Africa is that it lets you create a virtual account number with which you can perform transactions. With Wallet Africa, you also have the opportunity of using your phone number for performing transactions wherever you are in Africa.

Is Wallet Africa Safe to Use?

Due to the user reviews we found online, we find it quite hard to recommend Wallet Africa as a safe payment processing service. In fact, the complainants in some of the negative reviews about Wallet Africa claimed that the company’s customer support failed to respond to their complaints.

What Do I Need to Create a Personal Account with Wallet Africa?

The requirements for this account creation process are almost the same as what you need for creating a business account with Wallet Africa. But unlike the business account, the personal account doesn’t require you to provide any business details before you can create it.

Below are the required steps for creating a personal account with Wallet Africa:

• Click the link here to visit the official website of Wallet Africa
• Scroll to the top right side of the site’s homepage page and click the hamburger icon there. This icon is simply a stack of three horizontal lines
• Select the Login option from the menu that shows up
• This login option will open up a login page, and you’ll have to scroll to the top right corner of the page to click the Sign Up button there
• On the sign-up page that appears next, click the Wallet for personal use link
• You’ll have to provide your phone number, but before doing that, you may have to first change the default country code to your country’s
• After that, proceed to account creation by selecting the Create Your Account button
• You’ll be sent a verification code via SMS
• Also, you’ll be required to provide several personal details including your name, email address, phone number, identity document (such as national ID, driver’s license, etc.), date of birth, gender, state of origin, BVN, and residential address. Ensure you correctly fill in each of these details
• After providing those details, along with your email address, select the Next, and then set a secure password for your login purpose
• Now that you’re believed to have completed the account creation, you’re expected to verify the Wallet Africa account using the verification link in your email. Since Wallet Africa must have sent you this link, you should log in to your email account and check your inbox for the link

Conclusion

Wallet Africa bills itself as a service that lets individuals and businesses create and manage online accounts for processing payments anywhere in Africa. But due to the various negative user reviews we found about Wallet Africa, we advise that you do your own research about the company before opting to use it for your payment purposes.

Hopefully, this review article is what you’ve been looking to read about Wallet Africa. While we can’t recommend Wallet Africa for any payment purposes, we also hope that our FAQs section answers whatever question you might want to ask about the fintech company.

References:

Wallet Africa Full Review – About the sign up, login & using Wallet Africa

Weeks After Deducting User’s $250 Without Authorisation, Wallets Africa Has Not Refunded Him