TOP 15 FREE VIRTUAL CREDIT/DEBIT CARD PROVIDERS IN 2023

Free Virtual card services or providers help remove the need for the physical credit/debit cards that you’d normally need in making online purchases. Because they let you perform online transactions without any need for the details of your physical credit/debit cards, virtual cards have been vastly considered great alternatives.

When you intend to use a conventional (physical) credit/debit card for making payments, you normally have to keep the card with you. This is in order to supply the card number on it just as required for online purchases.

But to easily purchase items online without having to keep your physical credit card with you,  free virtual card services are probably your best bet for generating virtual cards that let you carry out secure, instant, and hassle-free online purchases. Interestingly, virtual debit/credit cards are user-oriented digital payment processing tools.

These cards not only provide easy means of managing your online spending but also, help lessen the risk of exposing card details to cybercriminals.

To aid your selection of the best free virtual/credit cards for online payment purposes, we have come up with a list of the top 15 virtual credit/debit card providers (or services) in 2023.

Wise

Wise is a virtual card service that works as an online application for carrying out secure transactions for both personal and business purposes. It is a widely used service available in 30+ countries. Courtesy of the optimum security it offers, Wise enables you to safely purchase items online.

Moreover, Wise lets you use as many as three free virtual cards at once with little charges though.  And if you feel you won’t need to reuse the virtual cards, Wise lets you freeze them after using them for online payments. The wise free virtual card is such a versatile card as it supports 50+ currencies.

Here is the link to more information about Wise.

The US Unlocked

The US Unlocked is a reputable payment service with virtual cards that lets you purchase items from any US website. Specifically, the virtual cards offered by the US Unlocked are in two types, notably the merchant-dedicated virtual card and the one-time virtual card.

The merchant-dedicated option is distinguished by its ability to lock to a specific (online) merchant such that the card can only be used to purchase products from that merchant. In the second place, the one-time virtual card is the option dedicated for single use, meaning it becomes unusable after being used to perform one transaction.

While US Unlocked supports various load methods –some of which include Yandex, Sofort, and the local bank transfer –for your account, its virtual card is just the ideal tool for purchasing products from U.S. websites.

To find out more information about US Unlocked, click the link here

Privacy

Privacy is one of the best virtual credit card services in terms of high-grade security. To guarantee optimum safety for your online transactions, Privacy’s virtual credit card comes with a unique (card) number that is dedicated to a single online vendor.

If the card number of the virtual card gets exposed, Privacy will render the card inactive, so that you don’t risk losing your money to online frauds. Moreover, the card has been designed to close by itself after the first use. Interestingly, Privacy keeps you notified about transactions through instant emails. Whenever a transaction takes place, you can be sent an email alert confirming the transaction.

Here is the link to more information about Privacy.

Blur

Blur is a virtual credit/debit card service that offers nearly all-inclusive protection. The protection guaranteed by this payment service, Blur, is so multi-layered that it includes safeguarding your bank transactions, passwords, privacy, and payments.

Aside from its ability to synchronize protection on all your devices, Blur lets you use a different card number for each of your online purchases. This way, you’re guaranteed optimum protection against cybercriminals looking to pry into your credit card details.

Blur is damn easy to set up for anyone looking to use a virtual credit card for secure online payments. Other security features offered by Blur include encryption of passwords, blocking of hidden trackers, and prevention of secret data collection.

Here is the link to more information about Blur.

Advcash

Advcash is a service that paves the way for easy and secure online payments including fund transfers to email addresses and visa cards. With the aid of Advcash, you can run a virtual credit card account that supports transacting in multiple currencies.

Courtesy of what Advcash offers, your online shopping becomes pretty much easy. Aside from supporting instant exchange transactions, another perk of Advcash is that you can easily view your transactions as well as perform ATM withdrawals in your preferred currency.

Click the link here to find out more about Advcash.

Open. money

Hassle-free management of online transactions becomes achievable, thanks to the amazing capability of Open. money. To save yourself the rigor of hauling cash around anytime you need to purchase items, this virtual card service, Open. money could be the ideal fit for you.

Open. money enables you to get regularly notified about spending, meaning you’ll receive an alert for each of your online transactions. Moreover, Open. money guarantees real-time tracking for your online transactions, thereby ensuring you don’t go beyond your budget.

Using the Open. money virtual credit card removes the need for a physical credit/debit card anytime you’re out shopping. While Open. money works pretty well for individuals and organizations seeking a cashless payment alternative for their transactions, the virtual card service is undeniably one of the trusted services for real-time monitoring and control of online purchases.

To sign up for Open. money and find out more about it, click the link here

American Express Go

Here’s another reliable provider of virtual credit cards. Touted as an easy-to-use service, American Express Go brings alive your dream of enjoying flexible means of payment.

Whether you’re an employer, employee, or freelancer looking for a flexible way of performing online transactions, you’ll likely find this virtual card provider awesome to use. With American Express Go, it is damn easy to keep track of your spending as well as your entire online transactions.

Here is the link to the website of American Express Go, where you can learn more about the virtual card provider.

Netspend

Netspend is one of the best virtual card providers with highly customizable virtual cards. Courtesy of your Netspend virtual card, you can do a lot of things such as viewing your account balance, designing a unique photo for (customizing) the card, and creating a new card number for temporary use.

Aside from the fact that you can use your Netspend virtual card wherever you’re in the U.S., Netspend protects you from fraudulent activity that may result from a third party’s use of the card.

You can visit the official website of Netspend through this link and learn more about the virtual card provider.

Bento

Bento gives room for the instant creation of a virtual card for performing hassle-free online transactions. If you suppose your physical (credit) card doesn’t serve you well, probably in terms of efficiency and security, Bento is likely one of your best choices among providers of virtual cards.

With the help of Bento, you can have a secure online account along with a virtual card for carrying out transactions. Meanwhile, such an account will be especially useful for safely storing your card info.

Frankly, Bento not only allows you to make cashless payments but also keeps track of your spending. Quite importantly, Bento protects your virtual card from unauthorized use. Whether it’s for personal or business purposes, Bento is a trusted service for generating secure virtual cards.

You’ll be especially delighted at the fact that Bento lets you generate a virtual credit card you can use immediately after the issuance. Besides being a reliable service for creating and managing virtual cards, Bento can be further used in managing physical credit cards.

Click here to learn more about Bento.

ePayService

Through its virtual credit card, ePayService lets you have a hitch-free experience while shopping online. The virtual credit card provider allows you to have well-personalized online shopping, plus the ability to generate the virtual card instantly. Interestingly, you can use the virtual card issued by ePayService for performing online payments in different currencies including the U.S. dollar, euro, and the British pound.

One of the things you’ll enjoy about using the Epayservices virtual card is optimum security. Put simply, the service ensures absolute safety for your virtual debit/credit card number as well as other card details. Also, you’ll not be charged a dime, not even transaction or monthly service fees, for using ePayService’s virtual card for online payments. However, there exists a $3,500 cap as the maximum amount of purchases you can make while using the card.

The website of ePayService can be reached via this link

Airtm

Airtm is one of the best services with virtual cards through which you can fast-track online payments. One of the perks of Airtm is the ability of its virtual card to make online payments in any currency.

The Airtm virtual card can be funded using the money you hold in any of numerous bank accounts. This is simply because the virtual card provider, Airtm, supports 800+ banks for such funding.

If you wish to have a crypto-funded virtual card, Airtm is most likely your best choice among the virtual card providers out there. This idea –of using cryptos to fund the card –is such an innovative way of diverting from the rather traditional use of dollars to fund the virtual card.

You can learn more about Airtm through this link

Emburse

Emburse is a reliable issuer of virtual credit cards that will optimally save you the risk of losing money to cyber criminals during online transactions. The virtual card provider optimally verifies anyone performing the transactions. With the help of Emburse, you’ll be able to monitor your online purchases in real time.

Besides enabling you to adequately manage your online purchases, Emburse automatically divides your expenses into categories. Hence, you’ll have a real shot at tracking each category of expenses.

One other great thing, Emburse does issue you a mobile receipt for your transactions.

Quite interestingly, Emburse is ideal for Android and iOS users alike, thereby enabling you to use any Android Pay and Apple Wallet with a virtual credit card. That said, Emburse also offers physical credit cards, meaning you can make the service provider your only choice when in need of physical and virtual cards.

Find out more information about Emburse through this link

iCard

iCard issues virtual debit/credit cards which incorporate ease and security into your online shopping. While iCard provides a free-to-use online debit card, the service provider also guarantees ease of executing transactions in real-time.

and lets you generate a card number for your virtual credit card, plus you can easily create your iCard account wherever you are. Other cards issued by iCard include a virtual VISA debit card and a Mastercard.

Courtesy of iCard’s high-grade security, you can use its virtual cards to pay for items purchased on e-commerce websites. Also, you can choose to delete your virtual card after each online transaction.

Here is the link to the official website of iCard.

Brex

Brex is one of the trusted service providers with virtual cards that help remove the risk of exposure to online fraud. If you’re really eager to cut back on spending through the use of reliable cashless means, Brex’s virtual credit card could be the ideal pick for you.

Favorably, Brex can be used alongside several expense management tools including Expensify and QuickBooks. While Brex claims that its service coverage spans 100+ countries, it’s also a responsive company with live customer care support.

You can visit the official website of Brex through this link and learn more about the virtual card provider.

ecoPayz

This service company is a provider of an instant virtual credit card that allows for convenient and secure online payments. Meanwhile, ecoPayz makes it a lot easier to obtain the PIN for its prepaid virtual debit card.

As part of its security measures, ecoPayz adopts the two-step verification method in confirming transactions. One other thing you might like to know about this service provider is the multi-language support it offers.

If you cherish your online security so much, especially while making payments, ecoPayz is undeniably one of your ideal choices for efficient and secure virtual credit/debit cards.

To learn more about ecoPayz and what it offers, visit its official website through the link here

Conclusion

From our thorough assessment of various credit card providers or services, we’re pretty sure that the ones discussed in this post are ideal options you can opt for. If you’re constantly worried that frequently using your physical credit/debit card would expose you to online fraud, chances are that you want to opt for a disposable virtual card.

Helpfully, such a (disposable) virtual credit card lets you generate a temporary card number that you can supply in place of your physical credit card number. You can discard this (temporary) card number after an online purchase and simply generate a new one when it is time for another online purchase. This lessens your exposure to online credit card fraud as it helps remove the need to supply the original card number (on your physical credit card) in the event of an online purchase.